Important Government Schemes for UPSC


SchemeMinistryDate of LaunchSectorProvisions
Pradhan Mantri Annadata Aay Sanrakshan Abhiyan (PM AASHA)Ministry of Agriculture & Farmers Welfare2018AgriculturePrice Support Scheme (PSS); Price Deficiency Payment Scheme (PDPS)
NIPUN Bharat MissionMinistry of Education5 July 2021EducationTo ensure the universal acquisition of foundational literacy and numeracy, so that every child in India achieves the desired learning competencies in reading, writing and numeracy by the end of Grade 3, by 2026–27
Ayushman Bharat Yojana (Central Government Health Scheme)MoHFW2018HealthAyushman Bharat National Health Protection Scheme of the Government of India aims to provide free access to healthcare for 50 crore people in the country.
Digital IndiaMeitY1 July 2015It aims to ensure that government services are available to citizens electronically and people get benefits from the latest information and communication technology
Pradhan Mantri Gramin Awaas YojanaMoRD1985 Restructured on 25 June 2015Housing, RuralProvides financial assistance to rural poor for constructing their houses themselves.
Smart Cities MissionMoUD25 June 2015Urban DevelopmentTo enable better living and drive economic growth stressing the need for people-centric urban planning and development.
AMRUTMoUD25 June 2015Urban DevelopmentTo enable better living and drive economic growth stressing on the need for people-centric urban planning and development.
Pradhan Mantri Awas Yojana (PMAY)MoHUPA25 June 2015HousingTo enable better living and drive economic growth stressing on the need for people-centric urban planning and development.
Atal Pension Yojna MoF9 May 2015PensionA pension program that allows people to make voluntary contributions within a certain range with a matching government contribution to receive a pension in the future.
Pradhan Mantri Suraksha Bima Yojana MoF9 May 2015InsuranceAccidental insurance with a premium of Rs. 12 per year.
Pradhan Mantri Jeevan Jyoti Bima YojanaMoF9 May 2015InsuranceLife insurance of Rs. 2 lakh with a premium of Rs. 330 per year.
B A B A (UJALA)MoP1 May 2015ElectrificationReplaced the “Bachat Lamp Yojana”. Reduces the cost of energy-saving compact fluorescent lamps
Pradhan Mantri Kaushal Vikas YojnaMoSD&EApril 2015Skill development initiative schemesTo provide encouragement to youth for the development of employable skills by providing monetary rewards by recognition of prior learning or by undergoing training at affiliated centres.
Heritage City Development and Augmentation Yojana (HRIDAY)MoUDJan 2015Urban DevelopmentThe scheme seeks to preserve and rejuvenate the rich cultural heritage of the country.
Sukanya Samridhi Yojana (Girl Child Prosperity Scheme)MoWCD22 January 2015The scheme primarily ensures equitable share to a girl child in resources and savings of a family in which she is generally discriminated as against a male child.
Deen Dayal Upadhyaya Grameen Kaushalya YojanaMoRD25 September 2014Skill DevelopmentA scheme to engage rural youth, especially BPL and SC/ST segments of the population, in gainful employment through skill training programmes
Pradhan Mantri Matritva Vandana YojanaMoWCD2010Mother CareA cash incentive of Rs. 4000 to women (19 years and above) for the first two live births
Gramin Bhandaran YojanaMoA31 March 2007AgricultureCreation of scientific storage capacity with allied facilities in rural areas to meet the requirements of farmers for storing farm produce, processed farm produce and agricultural inputs. Improve their marketability through promotion of grading, standardisation and quality control of agricultural produce.
Jawaharlal Nehru National Urban Renewal Mission (JNNURM)MoUD3 December 2005Urban DevelopmentA programme to improve the quality of life and infrastructure in the cities. To be replaced by Atal Mission for Rejuvenation and Urban Transformation.
Janani Suraksha YojanaMoHFW2005Mother CareOne-time cash incentive to pregnant women for institutional/home births through skilled assistance.
Kasturba Gandhi Balika VidyalayaMoHRDJuly 2004EducationEducational facilities (residential schools) for girls belonging to SC, ST, OBC, minority communities and families below the poverty line (BPL) in educationally backward blocks.
Deendayal Disabled Rehabilitation SchemeMoSJE1 April 2003Social JusticeCreate an enabling environment to ensure equal opportunities, equity, social justice and empowerment of persons with disabilities.
Kishore Vaigyanik Protsahan YojanaMoST1999Scholarship programme to encourage students to take up research careers in the areas of basic sciences, engineering and medicine.
Deen Dayal Upadhyaya Antyodaya YojanaMoRD1978Skill DevelopmentSelf-employment programme to raise the income-generation capacity of target groups among the poor. The scheme has been merged with another scheme named Swarnajayanti Gram Swarozgar Yojana (SGSY).
Integrated Child Development ServicesMoWCD2 October 1975Child DevelopmentThe scheme aims to tackle malnutrition and health problems in children below 6 years of age and their mothers by providing cash incentives conditional upon registration at Anganwadi centres and vaccination of newborn children.
Mahatma Gandhi National Rural Employment Guarantee ActMoRD6 February 2006Rural Wage EmploymentLegal guarantee for one hundred days of employment in every financial year to adult members of any rural household willing to do public work-related unskilled manual work at the statutory minimum wage of Rs. 120 per day in 2009 prices.
Inspire ProgrammeDepartment of Science and Technology (India)Scholarships for top science students, Fellowships for pursuing PhD, research grants to researchers.
Livestock Insurance SchemeMoAAgricultureInsurance to cattle and attaining qualitative improvement in livestock and their products.
Pradhan Mantri Adarsh Gram YojanaMoRD23 July 2010Model VillageIntegrated development of Schedule Caste majority villages in four states.
Pradhan Mantri Jan Dhan YojanaMoF28 August 2014Financial inclusionNational Mission for Financial Inclusion to ensure access to financial services, namely Banking Savings & Deposit Accounts, Remittance, Credit, Insurance, and Pension in an affordable manner.
Pradhan Mantri Gram Sadak YojanaMoRD25 December 2000Rural DevelopmentGood all-weather road connectivity to unconnected villages Sarkari Yojana .
Members of Parliament Local Area Development SchemeMoSPI23 December 1993Each MP has the choice to suggest to the District Collector for works to the tune of Rs 5 crores per annum to be taken up in their constituency. The Rajya Sabha Member of Parliament can recommend works in one or more districts in the State from where he/she has been elected.
Namami Gange ProgrammeMoWRJune 2014Clean and protect River GangaIntegrates the efforts to clean and protect River Ganga in a comprehensive manner.
National Pension System1 January 2004PensionContribution-based pension system.
Midday Meal SchemeMoHRD15 August 1995Health, EducationLunch (free of cost) to school-children on all working days
National Literacy Mission ProgrammeMoHRD5 May 1988EducationMake 80 million adults in the age group of 15–35 years literate.
National Scheme on Welfare of FishermenMoAAgricultureFinancial assistance to fishermen for construction of house, community hall for recreation and common working place and installation of tube-wells for drinking water.
National Service SchemeMoYASPersonality development through social (or community) service.
National Social Assistance SchemeMoRD15 August 1995PensionPublic assistance to its citizens in the case of unemployment, old age, sickness and disablement and in other cases of undeserved want.
Pooled Finance Development Fund SchemeMoUD29 September 2006Urban Infrastructure DevelopmentPooled Finance Development Fund (PFDF), which would enable the Urban Local Bodies (ULBs) including small and medium-sized municipalities to raise funds from the market on a sustainable basis to meet their investment needs. PFDF will provide credit enhancement to ULBs to access market borrowings based on their credit worthiness through State level Pooled Finance Mechanism viz. a State Pooled Finance Entity (SPEF).
Rajiv Awas YojanaMhUPA2013Urban HousingIt envisages a “Slum Free India” with inclusive and equitable cities in which every citizen has access to basic civic infrastructure and social amenities and decent shelter.
Rajiv Gandhi Grameen Vidyutikaran YojanaMoPApril 2005Rural ElectrificationProgramme for creation of Rural Electricity Infrastructure & Household Electrification for providing access to electricity to rural households.
Rashtriya Krishi Vikas YojanaMoA1 August 2007AgricultureAchieve 4% annual growth in agriculture through development of agriculture and its allied sectors during the XI Plan period.
Rashtriya Swasthya Bima YojanaMoHFW1 April 2008InsuranceHealth insurance to poor (BPL), domestic workers, MGNERGA workers, rikshaw-pullers, building and other construction workers, and many other categories as may be identified by the respective states.
RNTCPMoHFW1997HealthTuberculosis control initiative.
Saksham or Rajiv Gandhi Scheme for Empowerment of Adolescent BoysMoWCD2014Skill DevelopmentAims at all-round development of Adolescent Boys and make them self-reliant, gender-sensitive and aware citizens, when they grow up. It covers all adolescent boys (both school going and out of school) in the age-group of 11 to 18 years subdivided into two categories, viz. 11-14 & 14–18 years. In 2014–15, an allocation of Rs. 25 crore is made for the scheme.
Sabla or Rajiv Gandhi Scheme for Empowerment of Adolescent GirlsMoWCD2011Skill DevelopmentEmpowering adolescent girls (Age) of 11–18 years with focus on out-of-school girls by improvement in their nutritional and health status and upgrading various skills like home skills, life skills and vocational skills. Merged Nutrition Programme for Adolescent Girls (NPAG) and Kishori Shakti Yojana (KSY).
Sampoorna Grameen Rozgar YojanaMoRD25 September 2001Rural Self EmploymentProviding additional wage employment and food security, alongside creation of durable community assets in rural areas.
SwabhimanMoF15 February 2011Financial InclusionTo make banking facility available to all citizens and to get 5 crore accounts opened by Mar 2012. Replaced by Pradhan Mantri Jan Dhan Yojana.
Swarnajayanti Gram Swarozgar YojanaMoRD1 April 1999Rural EmploymentBring the assisted poor families above the poverty line by organising them into Self Help Groups (SHGs) through the process of social mobilisation, their training and capacity building and provision of income-generating assets through a mix of bank credit and government subsidy.
SwavalambanMoF26 September 2010Pensionpension scheme to the workers in the unorganised sector. Any citizen who is not part of any statutory pension scheme of the Government and contributes between Rs. 1000 and Rs. 12000/- per annum, could join the scheme. The Central Government shall contribute Rs. 1000 per annum to such subscribers.
UdishaMoWCDChild CareTraining programme for ICDS workers.
Voluntary Disclosure of Income Scheme18 June 1997Opportunity to the income tax/ wealth tax defaulters to disclose their undisclosed income at the prevailing tax rates.
National Rural Livelihood Mission (NRLM)MoRDJune 2011This scheme will organise rural poor into Self Help Group(SHG) groups and make them capable for self-employment. The idea is to develop better livelihood options for the poor.
National Urban Livelihood Mission (NULM)MoHUPA24 September 2013This scheme will reduce poverty of urban poor households specially street vendors who constitute an important segment of urban poor by enabling them to access gainful self-employment and skilled wage employment opportunities.
National Child Labour Projects(NCLP)Ministry of Labour and EmploymentLaunched in 9 districts in 1987 and has been expanded in January 2005 to 250 districts in 21 different states of the countryThe objective of this project is to eliminate child labour in hazardous industries by 2010. Under this scheme, the target group is all children below 14 years of age who are working in occupations and processes listed in the Schedule to the Child Labour (Prohibition & Regulation) Act, 1986 or occupations and processes that are harmful to the health of the child.
National Career Service (India) (NCS)Ministry of Labour and Employment20 July 2015EmploymentThe objective of this project is to help job-seekers land up at the job they deserve. Under this scheme, an online job-portal named as National Career Service portal has been launched which acts as a common platform for Job-seekers, employers, skill providers, government departments, placement organisations and counsellors. The portal possesses mre than 3.11 crore registered job-seekers and more than 9 lakh employers from across the country.
Antyodaya Anna Yojana25 December 2000Under the scheme, 1 crore of the poorest among the poor (BPL, below poverty line) families covered under the targeted public distribution system are identified. Issue of ration cards following the recognition of Antyodaya families; unique quota cards to be recognised and “Antyodaya Ration Card” must be given to the Antyodaya families. The scheme has been further expanded twice by additional 50 lakh BPL families each in June 2003 and in August 2004, thus covering 2 crore families under the AAY scheme.
Pradhan Mantri Kaushal Vikas YojanaMoSD&E15 July 2015Skill DevelopmentSeeks to provide the institutional capacity to train a minimum 40 crore skilled people by 2022 
National Food Security MissionGovernment of India2007 for 5 yearsIt launched in 2007 for 5 years to increase production and productivity of wheat, rice and pulses on a sustainable basis so as to ensure food security of the country. The aim is to bridge the yield gap in respect of these crops through dissemination of improved technologies and farm management practices.
Swamitva YojanaMinistry of Panchayati Raj2020Rural developmentSwamitva Yojana will help in mapping of properties in villages with the help of drones. This will help in reducing disputes over property. The portal will help in making it easier for villagers to avail bank loans.
Garib Kalyan Rojgar Abhiyaan12 ministries20 June 2020
Pm Kusum SchemeMNREJuly 2019AgriculturePm-Kusum Yojana got its administrative approval in March 2019 and guidelines were framed in July 2019. This scheme was launched by the Ministry of New and Renewable Energy (MNRE) for the installation of solar pumps and other renewable power plants across the nation.
Ayushman Bharat YojanaGovernment of India, Ministry of Health and Family Welfare2018HealthThe national scheme that aimed at making necessary interventions in primary, secondary and tertiary health-care systems, in a holistic fashion.
Pradhan Mantri Ujjwala YojanaMoP&NG1 May 2016Launched to provide free LPG connections to women from below poverty line families.
Standup IndiaDFS, MoF Government of India5 April 2016Loans to SC/ST/Women entrepreneurs for greenfield enterprisesThe objective of the Stand-Up India scheme is to facilitate bank loans between  INR 10 lakh (INR 1,000,000) and  INR 1 Crore (INR 10,000,000) to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a greenfield enterprise. Loans can be applied online through the Standup Mitra or Udyami Mitra portals.
Pradhan Mantri Bhartiya Jan Aushadhi Kendra (PMBJK)Government of India1 July 2015Generic MedicineThe scheme launched by the Department of Pharmaceuticals, Govt. Of India, to provide quality medicines at affordable prices to the masses.
Dr.Muthulakshmi Reddy Maternity Benefit SchemeHealth and Family welfare Department1987Maternity Benefit SchemeThis scheme aims to provide optimal nutrition for pregnant and lactating women and compensates for the wage loss during pregnancy.
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